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Financing Available

Start the project now. Pay over time.

Fox & Fern partners with Wisetack so eligible customers can split a project into monthly payments — including 0% APR for up to 12 months. Checking your options takes about a minute and won't affect your credit score.

0% APR

Up to 12 months for eligible customers*

$65,000

Finance projects up to this amount*

3–120

Month loan options*

1 min

To check options, no credit impact

Powered by Wisetack

We offer financing.

We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

  • Finance projects up to $65,000*
  • Loan options from 3 to 120 months*
  • APRs range from 0 to 35.9%*
  • No hidden fees or compounding interest

0% APR available up to 12 months* for eligible customers

Prequalify today with no impact to your credit and contact us to learn about financing your next project!

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.

Wisetack financing application shown on a mobile phone

Payment Calculator

See what your monthly payment could be.

Enter a project amount to explore example payment options. Actual offers depend on credit approval and are confirmed when you apply.

Calculator provided by Wisetack. Estimates are for illustration only and are not an offer of credit.

How It Works

From quote to monthly payments in four steps.

Financing slots into the normal project process — it doesn't slow the job down.

01

Get Your Quote

Request service and we scope the project with a clear price.

02

Check Your Options

A one-minute application shows your options with no credit impact.

03

Choose a Plan

Pick the term and monthly payment that fits your budget.

04

We Get to Work

Once approved, the project gets scheduled like any other job.

What You Can Finance

Home repair and improvement projects.

Financing can apply to the work we do for homeowners. Ask when you request service and we'll confirm your project is eligible.

FAQ

Financing questions

Who provides the financing?

Financing is offered through Wisetack. Payment options through Wisetack are provided by their lending partners, and all financing is subject to credit approval.

Will checking my options affect my credit score?

No. Checking your financing options does not impact your credit score. The application takes about a minute to complete.

Is 0% APR available?

Yes. 0% APR is available for up to 12 months for eligible customers. Offers range from 0 to 35.9% APR based on the amount requested and creditworthiness.

How much can I finance, and for how long?

Projects can be financed up to $65,000, with loan terms from 3 to 120 months. Terms may vary based on lending partner and transaction size.

Are there hidden fees?

No. There are no hidden fees or compounding interest, and no prepaid finance charges or participation fees.

What kinds of projects can I finance?

Home repair and improvement projects such as painting, flooring, carpentry, drywall, concrete, electrical, and plumbing work. Ask us when you request service and we will confirm your project is eligible.

Ready to get your project started?

Request service for a quote, then check your financing options in about a minute.